Earn with your lapse policies

Avail Loans On Policies - Earn From Lapse Life Insurance Policies

Many of our plans are of endowment type and you would be allowed to raise a loan against your policy should you require funds.
You repay the loan with interest or continue paying the interest and allow the loan to be deducted at the time of the claim payments.
Further loans on policies are also allowed after deduction of earlier out standings.
Most financial institutions too allow loans against LIC policies based on the value LIC quotes on request from you.

Term and Conditions for Loans for LIC of India:

• Loans are granted on policies to the extent of 90% of Surrender Value of the policies which are in force and 85% of the Surrender Value in case of policies which are paid-up, inclusive of the cash value of bonus. The rate of interest charged at present is 9% p.a. payable half-yearly.
• Loans are not granted for a period shorter than six months. The Conditions and Privileges printed on the back of the Policy Bond states whether a particular policy is with or without the loan facility.

Name And Address	Name And Address
LIC of India, Delhi Cab 1021 Career Agents' Branch Office 517 Kothi Bhagwan Das Gandhi Nagar. Main Road, Delhi City: Gandhinagar (Cab) Pin Code: 110031 Branch Code: 1021	LIC of India, Delhi 108 B O Unit No 108 2212 Gurudwara Rd Karol Bagh. New Delhi City: Karol Bagh Pin Code: 110005 Branch Code: 108
LIC of India, Delhi 111 New Delhi Branch Unit 111 Bombay Life Building N Block. Conaught Place New Delhi City: Conn.Circus Pin Code: 110001 Branch Code: 111	LIC of India, Delhi 112 New Delhi Branch Unit 112 N 69 Bombay Life Bldg Connaught Place. New Delhi City: Conn.Circus Pin Code: 110001 Branch Code: 112
LIC of India, New Delhi Br Unit 113 N Block New Astatic Bldg. Connaught Circus New Delhi City: Conn.Circus Pin Code: 110001 Branch Code: 113	LIC of India, Delhi Br Unit 114 State Bank Bldg 2nd Flr Chandni Chowk. Delhi City: Chandni Chowk Cbo Pin Code: 110006 Branch Code: 114
LIC of India, Delhi 115 New Delhi Branch Unit 115 N 72 Connaught Circus. New Delhi City: Conn.Circus Pin Code: 110001 Branch Code: 115	LIC of India, Delhi 116 New Delhi Branch Unit 116 Lakshmi Insc Bldg 1st Flr Asaf Ali Rd. New Delhi City: Asaf Ali Road Cbo Pin Code: 110002 Branch Code: 116
LIC of India, New Delhi Br Unit 117 3rd Floor Jeevan Prakash 25 Kasturba Gandhi Marg. New Delhi City: Delhi Cbo ( K.G.Marg) (Dab) Pin Code: 110001 Branch Code: 117	LIC of India, Delhi 118 New Delhi Branch Unit 118 64 Janpath. New Delhi City: Janpath Pin Code: 110001 Branch Code: 118
LIC of India, New Delhi Br Unit 119 C 38 Shopping Cum Office Complex Opp Mulchand Hospital, . New Delhi City: Delhi Cbo (Opp.Mool Chand Hospital) Pin Code: 0 Branch Code: 119	LIC of India, Janakpuri(New Delhi) B O B-1 Community Centre. Janakpuri New Delhi &Nbsp; City: Janakpuri - Cbo Pin Code: 110058 Branch Code: 11a
LIC of India, Delhibranch Unit No-11b 30-31, Vir Sawarkar Block, 2nd Floor. Vikas Marg, Delhi City: Gandhi Nagar Pin Code: 110092 Branch Code: 11b	LIC of India, New Delhibranch Office 11c Central Hall Clock Tower Bldg Khan Market. New Delhi City: Khan Market Cbo (Cab) Pin Code: 110003 Branch Code: 11c
LIC of India, Delhi Br Unit No 11d F/149 Laxmi Nagar Main Bazar. Delhi City: Lakshmi Nagar Pin Code: 110092 Branch Code: 11d	LIC of India, Delhi Branch Office 11e 16-A Kamala Nagar Delhi &Nbsp; City: Roop Nagar Pin Code: 110007 Branch Code: 11e
LIC of India, New Delhi Branch Unit &Nbsp;11f N-13 South Extension Part-I. New Delhi &Nbsp; City: South Extension Part-1 Cbo Pin Code: 110049 Branch Code: 11f	LIC of India, New Delhi Branch Office 11j Jeevan Prakash Bldg 1st Floor, 25. Kasturba Gandhi Marg, New Delhi City: Delhi (K.G.Marg) Cbo Pin Code: 110001 Branch Code: 11j
LIC of India, New Delhi Branch Unit 11k 16/17 Faiz Road. New Delhi &Nbsp; City: Faiz Road Chowk Cbo Pin Code: 110006 Branch Code: 11k	LIC of India, Delhi Branch Unit 11l U-59 Lampur Road. Narela Delhi City: Vijay Nagar Narela Pin Code: 110040 Branch Code: 11l
LIC of India, Delhi Branch Unit 11m Jaina Kunj. Loni Road Shahadra Delhi City: Shahdara Pin Code: 110032 Branch Code: 11m	LIC of India, New Delhi 11n Branch Office 18-A/2, Desu Road, Mehrauli New Delhi City: Mehrauli Cbo Pin Code: 110030 Branch Code: 11n
LIC of India, New Delhi Branch Unit 11p, 29 &Amp; 30, Anuvrat Tower, Community Centre. Wazirpur, New Delhi City: Pitam Pura - Cbo Pin Code: 110052 Branch Code: 11p	LIC of India, New Delhi 11r Branch Office Bldg No 9 Flat No 327. Bhikaji Cama Place, New Delhi City: Bhikaji Camma Place Pin Code: 0 Branch Code: 11r
LIC of India, New Delhi 11s Branch Office Hs 10 Kailash Colony Market. New Delhi &Nbsp; City: Kailash Colony Pin Code: 110028 Branch Code: 11s	LIC of India, New Delhi C-2 Community Centre Phase I Naraina Vihar. New Delhi City: Naraina Vihar Cbo Pin Code: 110028 Branch Code: 11t
LIC of India, New Delhi 11w Branch Office 56 Jwala Heri Paschim Vihar. New Delhi &Nbsp; City: Paschim Vihar Cbo Pin Code: 110063 Branch Code: 11w	LIC of India, New Delhi Branch Unit 11x 264/B 1 Hauz Rani Opp Press Enclave Main Road. New Delhi City: Hauz Rani Cbo Pin Code: 110017 Branch Code: 11x
LIC of India, 11y Branch Office New Delhi Rz-4 Rati Ram Park. Najafgarh Village, New Delhi City: Najafgarh Pin Code: 110043 Branch Code: 11y	LIC of India, Branch Unit 120 F-41 [1st Floor] Connaught Place. New Delhi City: Conn.Circus Cbo (Dab) Pin Code: 110001 Branch Code: 120
LIC of India, Branch Unit No 123 G/1 Model Town. Delhi &Nbsp; City: Model Town Pin Code: 110009 Branch Code: 123	LIC of India, Karol Bagh Branch Bapu Bhawan Sat Nagar Karol Baug. Guru Ravidas Marg New Delhi City: Satnagar (W.E.A.) Pin Code: 110005 Branch Code: 124
LIC of India, Br Unit 126 Bharat Base Bldg 1st Flr 10 Daryaganj. New Delhi City: Daryaganj Cbo Pin Code: 110002 Branch Code: 126	LIC of India, Mehrauli Branch Office Shop Nos 19/C 19/D 20/D Vasant Lok. D D A Shopping Complex, New Delhi City: Vasant Lok Cbo Pin Code: 110087 Branch Code: 127
LIC of India, Delhi Branch Unit 128 C-26/27 Community Centre. Janak Puri, New Delhi City: Janak Puri Pankha Road Cbo Pin Code: 110058 Branch Code: 128	LIC of India, Branch Office 129 Branch Office A-1 Tagore Market Kirti Nagar. Main Road, New Delhi City: Kirti Nagar Cbo Pin Code: 0 Branch Code: 129
LIC of India, 12a Branch Office New Delhi P L House Kikarwala Chowk. 4531-34 Arya Samaj Road, New Delhi City: Karol Bagh Ii(P.L.House) Pin Code: 110005 Branch Code: 12a	LIC of India, 12b Branch Office New Delhi A-15 Mohan Co-Op Industrial Area 1st Fl. Opp Sarita Vihar, New Delhi City: Badarpur Cbo Pin Code: 0 Branch Code: 12b
LIC of India, 12c Branch Office New Delhi 1411 Nicholson Road. Kashmere Gate Delhi City: Kashmiri Gate Pin Code: 110006 Branch Code: 12c	LIC of India, 12d Branch Office New Delhi A-5 Competent House-Ii, 1st Floor. Jagatpuri Chowk, New Delhi City: Vivek Vihar (Jagatpuri Chowk) Cbo Pin Code: 0 Branch Code: 12d
LIC of India, 12e Branch Office New Delhi Local Shopping Centre F Block 1st Floor. Ring Road Naraina , New Delhi City: Naraina Cbo Pin Code: 110028 Branch Code: 12e	LIC of India, 12f Br Office Delhi Tirupati Balaji Bldg 13/14 D D A Shopping Centre. Pocket Ii Mayur Vihar Delhi City: Mayur Vihar Pin Code: 110091 Branch Code: 12f
LIC of India, New Delhi Bo 12g Flat No 12g Second Floor 9 Vardhaman Trade Centre. Nehru Place New Delhi City: Nehru Place Cbo Pin Code: 110019 Branch Code: 12g	LIC of India, New Delhi Bo 12h Local Shopping Centre Saraswati Vihar. New Delhi City: Saraswati Vihar Cbo Pin Code: 0 Branch Code: 12h
LIC of India, Delhi Branch Office 12k F-149 Main Bazar Laxmi Nagar. Delhi City: Sikka Chamber Pin Code: 110092 Branch Code: 12k	LIC of India, Delhi Branch Office 12l Yamuna Vihar C-4/86 Yamuna Vihar. Delhi City: Yamuna Vihar Pin Code: 110053 Branch Code: 12l
LIC of India, Palam Colony Cbo New Delhi Rz 12/2 &Amp; 12/2a Palam Colony, Puran Nagar. New Delhi City: Palam Colony Cbo Pin Code: 110045 Branch Code: 12n	LIC of India, New Delhi Timarpur Branch 12p Branch Office 109 Banarasi Das Building. Timarpur, New Delhi City: Timarpur Pin Code: 110054 Branch Code: 12p
LIC of India, Adarshanagar Branch Office 109-B/1 Panchavati. Adarshanagar, Delhi &Nbsp; City: Adarsh Nagar Cbo Pin Code: 110033 Branch Code: 12t	LIC of India, Udaipur Branch Office I Jeevan Raksha Post Box No 24. Delhi Gate Udaipur Rajasthan City: Udaipur I Pin Code: 313001 Branch Code: 197
LIC of India, Transport Nagar Br Office Godown No 25 Truck Stand Scheme Transport Nagar Delhi Bye-Pass. Jaipur City: Transport Nagar Pin Code: 302002 Branch Code: 19r	LIC of India, Meerut Br Iv 25k Delhi Road Meerut. U P City: Meerut-Iv Delhi Road Pin Code: 0 Branch Code: 25k
LIC of India, Baghpat Br. Office, Bhagwati Bhavan Chanday Vidhayak Marke Baghpat Chowk Delhi-Sharanpur Road. Baghpat Dist Meerut Up City: Baghpat Pin Code: 0 Branch Code: 25p	LIC of India, New Delhi(Janpath) Branch Unit No 310 Oriental Annexe 1st &Amp; 2nd Floor. 86 Janpath New Delhi City: Janpath Pin Code: 110001 Branch Code: 310
LIC of India, New Delhi Brunit 311 D D A Shopping / Office Complex 4th Flr V Blk No 5 Rajendra Place. New Delhi City: Rajendra Place Cbo Pin Code: 0 Branch Code: 311	LIC of India, New Delhi Branch 312 31 Community Centre Friends Colony. New Delhi &Nbsp; City: Friends Colony Pin Code: 110065 Branch Code: 312
LIC of India, Nizamuddin Branch Office 25-A Nizamuddin. New Delhi &Nbsp; City: Nizammudin (W) Cbo Pin Code: 0 Branch Code: 31a	LIC of India, Nizamuddin Branch Office 25-A Nizamuddin Green Park. New Delhi &Nbsp; City: Green Park Pin Code: 0 Branch Code: 31c
LIC of India, Pl House, Kikarwala Chowk 4531-34, Arya Samaj Road Karol Bagh. New Delhi City: West Patel Nagar Cbo (Cab) Pin Code: 0 Branch Code: 31d	LIC of India, New Delhi, Br Unit 320 Laxmi Insc Bldg 2nd Flr Asaf Ali Rd. New Delhi City: Asaf Ali Road Cbo (Cab) Pin Code: 110002 Branch Code: 320
LIC of India, New Delhi(Br 326) 1st Floor, 12/1 Jeevan Raksha Bldg Asaf Ali Rd. New Delhi City: Asaf Ali Road Cbo (Dab) Pin Code: 110002 Branch Code: 326	LIC of India, New Delhi(Br 327) Sunlight Insce Bldg, 1st Flr . Asaf Ali Road, New Delhi City: Asaf Ali Road Cbo (Dab) Pin Code: 110002 Branch Code: 327
LIC of India, New Delhi Cbo 33a Branch Office 4-B/2 Tilak Nagar. New Delhi City: Tilak Nagar Cbo Pin Code: 0 Branch Code: 33a	LIC of India, New Delhi Cbo 33b Jeevan Pravah 2nd Floor, Distt Centre Janakpuri. New Delhi City: Tilak Nagar Cbo (Cab) Pin Code: 110058 Branch Code: 33b
LIC of India, Delhi-I &Nbsp;P &Amp; Gs Unit Jeevan Prakash Post Box No &Nbsp;102. 25 Kasturba Gandhi Marg, New Delhi. City: Delhi (P&Amp;Gs) Pin Code: 0 Branch Code: G103

LIC Branches in Delhi/NOIDA/Gurgaon. Market Plus